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More than 100 lender reviews.
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From five countries.
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Over 100 financial companies!
Offer ratings and reviews
- PayDay loans
- Personal credits
- Credit cards
- Personal credit lineas
Our mission and advantages
The purpose of FinCensor is to study the nuances of working, comparing and analysing in detail the conditions from lenders in different countries in order to identify the most profitable lending options. Briefly about the benefits:
- Up-to-date loan information – we check every day!
- Simplicity and usefulness of the material.
- Approval statistics are used to analyse the offer of the offer.
- Another important parameter – the loyalty of the lenders’ work with clients – this is also taken into account in the recommendations.
- We have developed a proprietary methodology to calculate the lender rating based on 7-10 parameters, information on which is taken from public sources, as well as personal research application approval statistics are also taken into account.
FinCensor provides users with up-to-date information about banks and lending companies, accompanied by analytical conclusions for easy selection.
Own system for calculating the usefulness and profitability rating of a lender based on 10 parameters
- Difficulty in processing: + 1 point for simplified registration, or only a passport is needed for processing.
- Approval: +1 point for the percentage of approvals above the system average.
- Poor credit history: + 1 point for granting loans to users with a poor credit history, or the existence of special programmes for improving it.
- Benefit: +1 point for having an interest-free loan.
- Hidden fees: +1 point for no additional fees and services, imposition of insurance.
- Serviceability: +1 point for the availability of alternative ways to receive a loan and pay the debt without fees.
- Communication: +1 point for a free telephone hotline, or the possibility of ordering a call back.
- Longevity: +1 point for having a long-term tariff in the system.
- Loyalty: +1 point for having loyalty programmes for new and regular borrowers.
- Availability: +1 point for 24-hour service.